Deprived Sector Loan
Deprived Sector Loan is designed to support individuals, firms, and companies operating in priority and deprived sectors, in line with prevailing regulatory guidelines. The loan aims to promote inclusive financial access by supporting income-generating and sustainable economic activities.
Documents Required
- Loan application form duly filled by the applicant/authorized person.
- PP size photographs of borrower (2 copies) and guarantor (1 copy).
- Citizenship certificates of applicant and guarantor.
- Copy of Registration Certificate and PAN of company/firm.
- Copy of Memorandum of Association (MOA) & Articles of Association (AOA) in case of company.
- Partnership deed in case of partnership firm.
- Board Resolution/Minutes in case of company.
- Audited financial statements of the last 2 years along with latest tax clearance letter.
- At least 3 years projected financial statements.
- Copy of land/building ownership certificate (Lalpurja).
- Documents showing sources of collateral (Rajinama, Anshabanda, Bakaspatra, etc.).
- Four Boundary Certificate (Char Kila).
- Blueprint/trace map of proposed collateral land.
- Land revenue tax receipt (Malpot).
- In case of loan against building within municipality: documents fulfilling required standards set by the competent authority such as Nakasapass, building construction approval from municipality along with drawing plan, and building completion certificate.