Introduction
Our Agricultural Loan is designed to support firms and companies engaged in agriculture and forest-based activities. The loan aims to enhance productivity, expand operations, and promote sustainable agricultural development by providing flexible financing solutions based on the borrowerтАЩs capacity and business nature.
Eligible Criteria
- A firm/company should be duly registered.
- The cash flow statement of the firm/company should be positive.
- The borrower should have experience in agriculture and forest-related activities with minimum land holding as per finance guidelines.
Loan Limit
Minimum: NPR 100,000
Maximum: NPR 40,000,000
Loan limits above NPR 40,000,000 shall be determined based on the nature of the firm/company, financial reports, period of operation, business plan, income sources, collateral, and other relevant factors.
Documents Required
- Loan application form duly filled by applicant.
- PP size photographs of borrower and guarantor.
- Citizenship certificates of applicant and guarantor.
- Registration Certificate and PAN of firm/company.
- MOA & AOA (for companies).
- Partnership deed (for partnership firm).
- Board Resolution (for company).
- Audited financial statements (last 2 years).
- Projected financial statements (3 years).
- Land/building ownership certificate (Lalpurja).
- Four Boundary Certificate (Char Kila).
- Land revenue tax receipt (Malpot).